1. U.S. Small Business Administration, November 2021. ↩

2. To be eligible for the three-free-months offer, you must be a new Finhabits investment client. A new Finhabits investment client is defined as a client that has not previously signed up for a Finhabits account using their email address and phone number. The offer can be redeemed only by clicking on the button provided in the Mastercard Digital Doors website. The offer applies only for one Individual Retirement Account or one taxable account per new client. The offer does not apply for Finhabits 401k plans or Health Insurance services. Finhabits will reimburse the monthly fee for the first three months on your new account. Other custodial fees may apply. Please note that Finhabits is not responsible for incorrect entry or any other failure on your part to meet the standards for qualifying for the offer. The value of the reimbursement fee may constitute taxable income, and users are advised to consult with a tax advisor to determine any tax obligations. The offer is valid only for new Finhabits clients who are U.S. residents, is non-transferable, and cannot be combined with other offers. Finhabits reserves the right to terminate, modify, or cancel this offer at any time and without prior notice. Finhabits also reserves the right to refuse or recover any promotional award if it determines that the offer was obtained under wrongful or fraudulent circumstances, if inaccurate or incomplete information was provided during the account opening, or if any terms of Finhabits’ Advisory Agreement have been violated. This offer is made by Finhabits and not by Mastercard. You must agree to the Finhabits Terms of Use. Mastercard makes no offer and disclaims all warranties and liability in relation to Finhabits’ offer. ↩

3. To be eligible for a 60-day free trial offer, you must be a new SUMA member. A new SUMA member is defined as a member that has not previously signed up for a free trial with SUMA using their member email address. When the free trial offer expires, you will have the option to select from a group of paid subscriptions. Once selected, your subscription will continue until you cancel. To cancel your subscription, please send us an email at hola@wearesuma.com from the email address registered in the app, and we will process the cancellation for you. When you sign up, you will be agreeing to SUMA’s Terms & Conditions and Privacy Policy. Offer cannot be exchanged for monetary value. Limit one free trial per user and cannot be used in conjunction with any other Suma offer. This offer is made by SUMA and not by Mastercard. Mastercard makes no offer and disclaims all warranties and liability in relation to SUMA's offer. ↩