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1. This offer is made by Concur Technologies and not by Mastercard. Mastercard makes no offer, and disclaims all warranties and liability in relation to Concur Technologies’ offer. For each Customer that executes a Concur Cloud Order Form (each a “New Customer”), Concur will provide such Customer a twenty percent (20%) discount from the then-current list price on Concur Cloud Services, which shall only mean the core services of Travel, Expense and Invoice Processing as provided by Concur (hereinafter “Concur Cloud Services”), priced on an annual recurring basis (the “Customer Agreement Discounts”) that are included in the initial order and any subsequent orders for such Customer. Any products or services that are priced as one-time fees, consulting fees, professional services fees, or extended and additional services of existing Concur Customers for the Concur Cloud Services shall not be entitled to Customer Agreement Discounts, nor shall such discounts apply to the purchase of any non-cloud software or services from SAP. To be eligible for this Customer Agreement Discount, a Customer Agreement must be for at least an initial minimum term of three (3) months. Please visit the following links for Concur Terms of Use and Concur Privacy Policy.

2. FedEx® shipping discounts are off standard list rates and cannot be combined with other offers or discounts. Discounts are exclusive of any FedEx surcharges, premiums, minimums, accessorial charges or special handling fees. Eligible services and discounts subject to change. For eligible FedEx services and rates, please call 1.800.GoFedEx (1.800.463.3339). See the applicable FedEx Service Guide or FXF 100 Series Rules Tariff for terms and conditions of service offers and money-back guarantee programs. This offer is made by FedEx and not by Mastercard. Mastercard makes no offer, and disclaims all warranties and liability in relation to FedEx’s offer.

3. This offer is made by Finhabits and not by Mastercard. Mastercard makes no offer, and disclaims all warranties and liability in relation to Finhabits’ offer. To be eligible for the 3 Free Months offer you must be a new Finhabits investment client. A new Finhabits investment client is defined as a client that has not previously signed up for a Finhabits account using their email address and phone number. The offer can only be redeemed by clicking on the button provided in the Mastercard Digital Doors website. The offer only applies for one Individual Retirement Account or one taxable account per new client. The offer does not apply for Finhabits 401k plans or Health Insurance services. Finhabits will reimburse the monthly fee for the first three months on your new account. Other custodial fees may apply. Please note that Finhabits is not responsible for incorrect entry or any other failure on your part to meet the standards for qualifying for the offer. The value of the reimbursement fee may constitute taxable income, and users are advised to consult with a tax advisor to determine any tax obligations. The offer is only valid for new Finhabits clients who are U.S. residents, is non-transferable, and cannot be combined with other offers. Finhabits reserves the right to terminate, modify, or cancel this offer at any time and without prior notice. Finhabits also reserves the right to refuse or recover any promotional award if it determines that the offer was obtained under wrongful or fraudulent circumstances, inaccurate or incomplete information was provided during the account opening, or if any terms of Finhabits’ Advisory Agreement have been violated. You must agree to the Finhabits Terms of Use.

4. This offer is made by Avibra and not by Mastercard. Mastercard makes no offer and disclaims all warranties and liability in relation to Avibra’s offer. Insurance and non-insurance benefits are made available by Avibra as part of an overall membership benefit program with a defined mission and purpose of improving a member’s financial and physical well-being. By accessing the Avibra website and utilizing its platform, you agree to Avibra’s Terms & Conditions and Privacy Policy.